IOB Generalist/SO Recruitment 2026: Apply Online for 291 Officer Posts

Indian Overseas Bank (IOB) has released a major recruitment notification for 291 Generalist and Specialist Officer vacancies for the 2026–27 recruitment cycle. Eligible and experienced candidates can submit their applications online from 29 August 2026 to 15 September 2026 through the official IOB careers portal.

The recruitment includes Manager, Senior Manager and Assistant Manager posts in branch management, IT, information security, credit, risk, database administration, network administration, cyber security and security services. The notification has been issued under Advertisement No. HRDD/RECT/04/2026-27, dated 28 August 2026.

IOB Recruitment 2026 Overview

IOB has specifically stated that applications will be accepted only through online mode. Applicants should read the complete notification carefully before registering and must ensure that their education, age, professional experience, and certificates meet the requirements for the selected post.

IOB Vacancy Details 2026

The 291 vacancies are distributed across 14 post codes. Importantly, only the Manager (Branch Management) post is a Generalist Officer role; the remaining positions are Specialist Officer posts.

The largest component is the Manager – Branch Management category with 100 posts, followed by Manager – IT with 65 vacancies and Manager – Credit with 35 vacancies. Reservation is available for SC, ST, OBC, EWS and Persons with Benchmark Disabilities, as specified post-wise in the official advertisement. The bank has also noted that vacancies are provisional and may be changed depending on its requirements.

Eligibility Criteria

All eligibility conditions—including age, educational qualification and required post-qualification work experience—will be determined as on 1 August 2026.

Manager – Branch Management

Candidates applying for the 100 Generalist Officer posts must meet the following conditions:

• Age: 23 to 33 years.
• Qualification: Graduation in any discipline from a Government-recognised university or an equivalent Central Government-recognised qualification.
• Experience: At least three years as an officer in a scheduled public-sector or scheduled private-sector bank, including at least two years in branch banking.
• Preference: Candidates who have worked as a Scale-I Branch Head will receive preference.

Successful candidates will be posted anywhere in India and, after probation, will be posted as Branch Heads.

IT, Cyber Security and Audit Posts

IOB’s IT-related roles require specialised qualifications and substantial experience. For Manager–IT, applicants need a B.E./B.Tech in relevant engineering disciplines, MCA, or M.Sc. in Computer Science/IT, plus at least five years of post-qualification IT experience, including three years in the banking or BFSI sector.

The bank seeks experience in areas such as:

• Full-stack development, Java/.NET, Spring Boot, microservices and APIs.
• Linux or Windows server administration.
• Network administration, firewall management and network security.
• Cloud engineering using AWS, Azure, OCI or private-cloud platforms.
• Database administration, DevOps, automation and IT service management.
• Business continuity planning, disaster recovery and infrastructure virtualisation.

Senior Manager–IT applicants require at least eight years of post-qualification IT experience, including five years in banking/BFSI. IT security, audit, database, networking and cyber-security posts have their own specific qualifications, certifications and experience criteria. Candidates must therefore check the post-wise eligibility table in the official notification rather than relying only on the broad qualification description.

Credit and Risk Posts

For Manager–Credit and Senior Manager–Credit, eligible qualifications include a bachelor’s degree along with MBA (Finance), PGDBA, PGDBM, MMS (Finance), CA or CMA.

• Manager–Credit: Age 23–33 years; three years of experience in a bank or financial institution, including at least two years in credit.
• Senior Manager–Credit: Age 25–35 years; six years of experience in a bank or financial institution, including at least four years in credit.
• Senior Manager–Risk: Age 25–35 years; candidates need finance, risk, mathematics, statistics, or economics credentials as prescribed, along with five years of relevant officer-level experience in risk, credit, forex, treasury, or finance.

Experience involving MSME or corporate advances is preferred for credit positions. Certifications such as JAIIB, CAIIB, IIBF courses, FRM and risk-management qualifications may be advantageous where stated.

Assistant Manager – Security

The Assistant Manager–Security post is reserved for candidates with qualifying defence, paramilitary or police service backgrounds.

• Age: 30 to 45 years.
• Qualification: Graduation plus a minimum three-month computer/IT certificate, or computer/IT as a subject at graduation level or later.
• Experience: Retired JCO/equivalent with at least five years as a JCO in the Army, Navy or Air Force; or equivalent paramilitary personnel with the prescribed service/rank conditions; or police officers of at least Inspector rank with the required service history.
• Serving personnel whose discharge date is on or before 30 September 2026 may also apply, subject to other notification conditions.

A firefighting or fire-safety certificate is desirable.

Age Relaxation

Upper-age relaxation is available as per Government of India rules:

• SC/ST candidates: 5 years.
• OBC–Non-Creamy Layer candidates: 3 years.
• PwBD candidates: 10 years.
• Persons affected by the 1984 riots: 5 years.
• Eligible ex-servicemen, commissioned officers, ECOs and SSCOs: 5 years, subject to applicable conditions.

Candidates claiming relaxation must submit the required certificates during the recruitment process. The normal upper-age limits listed in the post-wise eligibility conditions apply to General and EWS candidates.

How to Apply Online

Candidates can apply by following these steps:

1. Visit the official IOB Careers page.
2. Under the “Recruitment 2026–27” section, locate Recruitment of Generalist / Specialist Officers in various scales – 2026–27.
3. Open the official advertisement and read the complete instructions, especially the eligibility requirements for the desired post code.
4. Click the Apply Online link available next to the recruitment notice.
5. Complete the registration process using a valid mobile number and email ID.
6. Enter academic, professional experience, category, and identity details accurately.
7. Upload the required photograph, signature, documents, and certificates in the prescribed format.
8. Pay the application fee/intimation charges online within the registration period.
9. Review the application carefully before final submission.
10. Download or print the completed application form and fee-payment receipt for future reference.

Applicants should avoid waiting until the final date. Incorrect entries regarding category, eligibility, qualifications, or work experience can result in rejection at document verification or later stages. IOB has also made clear that the application fee, once paid, will not be refunded or adjusted against another recruitment process.

Important Points for Candidates

• Apply only for a post for which you fully meet the education and experience requirements on 1 August 2026.
• Work experience must be full-time, relevant to the selected role, and obtained after acquiring the prescribed qualification.
• Candidates selected through this process may be posted anywhere in India.
• The Manager–Branch Management post is the only Generalist Officer vacancy in this recruitment; all other posts are specialised roles.
• Keep original educational records, experience certificates, category certificates, identity proof and other supporting documents ready for verification.
• Refer only to the IOB website and official advertisement for application links, changes, examination updates and further recruitment announcements. The IOB careers page currently lists this recruitment along with a direct online application option.

Eligible banking professionals, IT specialists, cybersecurity experts, credit officers and eligible defence/police personnel should use this opportunity to apply before 15 September 2026.